Sunday, September 12, 2010

How Did This Happen to Me? Blog # 6

It’s All Too Much


Quite suddenly, I find myself faced with impending foreclosure and on this day, 9/11/2010 Yes the 9th anniversary of the terrible attacks on our nation) I find myself attacked. I am a victim only of my own poor choices and bad decisions and of course, failing in my marriage.

I must move out of my house prior to October 13th, or the people who do these things will come here and place me, my dogs and all of our belongings out in the ditch (we have no curbs in this neighborhood) and we will be deciding if Tent City is our only option or not.

Following ill-advised ‘legal advice,’ I find, although I tout the principles of simplicity, ethics, and good stewardship, I am now reaping the spoils of poor stewardship that I could or would not see myself committing for the past twenty years.

There are so many ‘if onlies’ that come to mind. They are nothing but stumbling blocks at this point, unless I make sure to learn from them. If given an opportunity in the future, I will certainly comport myself differently.

If I had even half the money I have spent on books during the past twenty-five years (many of which have not even been read) I would not be in this situation. Creditors will not take books or other goods, they are not barterers, but operate only on a cash basis.

If you have been reading my blogs, you will see that I have shared with you some pearls of wisdom along the way. This is one of the most important practical things I can share with you today:
Get out and stay out of debt. Never purchase anything you cannot afford to purchase for cash. Credit is a temptation from the dark side. Become a cash- only person. Spend cash when you must, or use a debit card if you have to, drawing only on what is actually in your bank account. Save for contingencies and unexpected pop-ups. Invest only in things that have real value that will always appreciate (if there is such a thing) and be smart, aware, and wise to the ‘moneychangers’. Know this: in spite of the old laws on the books to prohibit it, usury is alive and well in the world today, turning well-meaning ordinary folks into serfs and slaves.

Here is an important article I want to share with all of you:
Click here: Secrets of the debt-collection biz uncovered by a reporter

So, just so you are aware, sometime in the next several weeks, I may not be able to post regularly. If I am living on the street, it might be a problem using electricity and the internet.
I looked at an apartment last night. It had no room for my bed. 400 square feet for $630.00. It is the first place I’ve seen. It was wonderful location and landlady-wise, but Add storage fees and I might as well live in storage… Didn’t Kramer do that at one point? Someone did. I think it’s illegal.
I apologize for this posting. It is not solution-oriented as I strive for. That is because no solutions have occurred to me. I just want to be forthright with my readers and perhaps, if you could offer some feedback it would help me to find the solution to all of this. I cannot say that prayer has not worked. On the contrary. My heartfelt distaste for where I live and why I live here is coming home to roost. I did not realize how fond I am of this solid brick ‘money pit’ until faced with the utter loss of it. It is a perfect example of the song:
Our thoughts are prayers
And we are always praying
Our thoughts are prayers
Listen to what you saying
Seek a higher consciousness
A state of peacefulness
And know that God is always there
For every thought becomes a prayer.

It is true, what is said: “All prayers are answered”
It is also true: “Be careful what you pray for”

Remember: WORDS ARE POWER
Love to all
Victoria

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V.